Start with the right calculator
Pick rent vs buy, investment, mortgage, or refinance so the inputs match the decision you are making.
Real estate calculators for homebuyers and investors
Modern property analysis tools for rent vs buy, mortgages, and rental investing.
Housalyzer helps you compare scenarios with sharper visuals, deeper assumptions, and clearer decision support than a basic spreadsheet or payment calculator.
- Direct access to every calculator from one starting point
- Scenario modeling for rent growth, appreciation, taxes, and financing
- Free core tools for faster property decisions
Calculator suite
Choose the exact property decision you need to make.
Each calculator is built as a focused entry point so you can move directly into the right analysis without extra setup.
Rent vs Buy Calculator
Compare monthly cost, opportunity cost, equity, and break-even timing in one view.
Open toolRental Property Analyzer
Model cash flow, cap rate, return on equity, financing, and long-range appreciation.
Open toolMortgage Calculator
Test payment scenarios, amortization, points, taxes, insurance, and affordability inputs.
Open toolRefinance Calculator
Compare your current loan against a refinance with closing costs and breakeven analysis.
Open toolWorkflow
A cleaner path from property idea to quantified decision.
Model the assumptions that matter
Include growth rates, taxes, maintenance, loan structure, and long-range ownership costs instead of relying on flat assumptions.
Read the result in business terms
Compare cash flow, equity, break-even timing, and return metrics with clearer summaries and charts.
Decision support
A homepage that gets you from idea to analysis quickly.
Start with the calculator that matches your decision, move into deeper guides when you need context, and use the extension when a listing is worth a faster first pass.
What the platform helps you do
- Jump straight into rent vs buy, mortgage, refinance, or rental analysis
- Use guides and tools together instead of switching between tabs and spreadsheets
- Move from browsing properties to running numbers with the extension and calculators
Resources
Guides that support the calculators with real decision context.
Rent vs Buy Guide
A deeper framework for deciding when owning beats renting.
Read articleCap Rate vs Cash on Cash
Understand which return metric matters for acquisition decisions.
Read articleHouse Hacking Guide
Use owner-occupied strategies to lower housing cost and build equity faster.
Read articleBrowser extension
Bring Housalyzer into listing research.
Use the Chrome extension to review properties faster while you browse listing sites, then move into the full calculators when a deal deserves deeper analysis.
FAQ
Questions people ask before they run the numbers.
What makes Housalyzer different from a basic mortgage calculator?
Housalyzer compares full scenarios, not just payments. You can include taxes, insurance, appreciation, rent growth, maintenance, vacancy, cash flow, and opportunity cost in the same model.
Can I use Housalyzer for rental property analysis?
Yes. The investment calculator is built for rental property underwriting, including financing assumptions, operating income, cap rate, cash-on-cash return, and long-term equity projections.
Is Housalyzer free to use?
The core calculators are free to use, so you can compare scenarios before you commit to a purchase, refinance, or investment property.
Who is this for?
Housalyzer is designed for homebuyers, real estate investors, landlords, and anyone comparing rent, buy, refinance, or property acquisition decisions.
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