Housalyzer Blog | Guides & Insights

Should I Prepay My Mortgage?

Extra payments can slash years and interest—but make sure the math beats your next‑best use of cash.

How to decide if refinancing makes sense—rates, costs, break-even math, and when not to.

How house hacking can supercharge your savings and investment returns—plus the real-world tradeoffs.

Cap rate ignores financing; cash‑on‑cash shows levered yield. Use both to avoid surprises.

Should you chase rising property values or steady monthly income? Here’s how to balance appreciation and cash flow in your real estate strategy.

A simple framework to compare renting and buying based on costs, opportunity cost, and your timeline.

How residential rental depreciation works, what qualifies, and how it impacts cash flow and taxes.

The 1% rule is a quick filter for rental properties—but it has big limitations. Here’s when to use it and when to dig deeper.