Housalyzer Terms of Use and Privacy Policy

Effective Date: 09/20/2025

Welcome to Housalyzer (“Housalyzer,” “we,” “us,” or “our”). These Terms of Use and Privacy Policy (together, the “Agreement”) govern your access to and use of our website, platform, and services (the “Services”).

By accessing or using the Services, you agree to be legally bound by this Agreement. If you do not agree, you must not use the Services.

1. Eligibility and Acceptance

  • You must be at least 18 years old and able to form a legally binding contract to use our Services.
  • The Services are intended for users located in the United States. If you access the Services from other jurisdictions, you do so at your own risk and are responsible for compliance with local laws.
  • By creating an account or otherwise using the Services, you represent and warrant that all information you provide is accurate, current, and complete.

2. Description of Services

  • Housalyzer provides a platform that allows you to:
    • Simulate potential real estate investment scenarios;
    • Save your simulations to your account;
    • View and analyze hypothetical investment outcomes;
    • Store personal account information such as your name and email.
  • Disclaimer: The Services are for informational and educational purposes only. Nothing provided through Housalyzer constitutes financial, investment, legal, or tax advice. You are solely responsible for your investment decisions and outcomes.

3. Intellectual Property Rights

  • All content, features, tools, calculations, data models, user interfaces, and underlying software associated with Housalyzer (collectively, the “Intellectual Property”) are the exclusive property of Housalyzer LLC or its licensors.
  • You may not:
    • Copy, reproduce, modify, distribute, display, sell, license, or otherwise use any part of the Intellectual Property outside the scope of your personal use of the Services;
    • Reverse engineer or attempt to extract source code from any software used in the Services;
    • Use any content, calculation, or tool from Housalyzer in another application, platform, or service.
  • Unauthorized use of the Services or Intellectual Property may violate copyright, trademark, and other laws and is strictly prohibited.

4. No Guarantees or Warranties

  • All simulation results are estimates only and are not guaranteed to reflect real-world performance.
  • We make no warranties regarding the accuracy, reliability, completeness, or usefulness of any results or content.
  • You are solely responsible for your reliance on the Services, and you agree to use them at your own risk.

5. User Accounts and Security

  • You are responsible for safeguarding your account credentials and all activity that occurs under your account.
  • You must not share your login details or use another user’s account.
  • We reserve the right to suspend or terminate accounts for any unauthorized activity or violations of this Agreement.

6. Limitation of Liability

  • To the fullest extent permitted by law:
    • Housalyzer shall not be liable for any indirect, incidental, consequential, punitive, or special damages, including lost profits or lost data, arising out of or related to your use of the Services;
    • Housalyzer’s total liability shall not exceed the amount you paid (if any) to use the Services during the 12 months prior to the claim.

7. Indemnification

  • You agree to indemnify, defend, and hold harmless Housalyzer and its affiliates, officers, directors, employees, and agents from any claims, losses, liabilities, and expenses (including legal fees) arising from:
    • Your use or misuse of the Services;
    • Your violation of this Agreement;
    • Your violation of any rights of another individual or entity.

8. Privacy Policy

We respect your privacy and are committed to protecting your personal information.

8.1 Information We Collect
  • Account Information: Name, email address, and login credentials;
  • Saved Data: Real estate simulations you choose to store;
  • Usage Data: Pages visited, features used, device and browser information, and cookies (see Section 8.5).
  • We do not collect sensitive financial data such as bank account or credit card numbers.
8.2 How We Use Your Information
  • We may use your information to:
    • Provide and improve the Services;
    • Maintain and manage your account;
    • Communicate with you;
    • Analyze usage trends and optimize performance;
    • Secure the platform and prevent fraud or abuse;
    • Support business operations, including a potential sale, merger, or acquisition.
8.3 Data Sharing and Future Rights
  • We do not sell personal information to third parties.
  • We reserve the right to update this Privacy Policy to allow sharing or sale of data in compliance with applicable law. If such changes occur, we will notify you and provide opt-out or consent options as required.
8.4 Data Retention
  • Account data is retained while your account is active and deleted within 30 days of closure.
  • Simulation data is retained until deleted by you or your account is closed.
  • Analytics data may be retained for up to 12 months.
8.5 Cookies and Tracking
  • We use essential cookies for site functionality.
  • We may also use analytics cookies to understand how users interact with our Services.
  • Users outside the U.S. are responsible for complying with their local cookie and privacy laws.
  • Note: If you are located in the EU/UK, you are responsible for determining whether your use of the Services complies with applicable laws.

9. International Users (GDPR Disclaimer)

  • The Services are operated in and governed by the laws of the United States, and specifically the State of New York.
  • By using the Services, you acknowledge that your data may be transferred to and processed in the United States, where data protection laws may be less stringent than those in your country.

10. Ownership and Business Transfers

  • In the event of a merger, acquisition, sale, or other business transaction, your data may be transferred to a successor organization, subject to the terms of this Agreement.
  • The successor will be required to respect the terms of this Privacy Policy, unless you are notified otherwise.

11. Children’s Privacy

  • Our Services are not intended for children under 18. We do not knowingly collect personal information from minors.

12. Termination and Suspension

  • We reserve the right to terminate or suspend your access to the Services at our sole discretion, with or without notice, for conduct that we believe violates this Agreement or is harmful to other users or us.

13. Changes to This Agreement

  • We may update this Agreement from time to time. If we make material changes, we will notify you by posting an updated version and updating the “Effective Date” at the top of the page.
  • Your continued use of the Services after any changes constitutes your acceptance of the updated Agreement.

14. Governing Law and Dispute Resolution

  • This Agreement is governed by the laws of the State of New York, USA, without regard to conflict of law principles.
  • Any disputes arising under this Agreement shall be resolved through binding arbitration in New York County, New York, in accordance with the rules of the American Arbitration Association. You waive your right to a jury trial.

15. Contact Us

  • If you have questions or concerns about these Terms or our Privacy Policy, please contact us at:
  • 📧 contact@housalyzer.com